$ensible summer employment

Q: As a junior, I have to work the entire summer to make money for college. How can I make money but still have fun?

A: Maximize the moment. The more intense your summer employment, the greater your need to carve out time for fun in the sun. Why? Because you need to return to school mentally and physically refreshed for a demanding senior year. Use the following strategies to affordably capitalize on this season’s fun factor.

1. Do something you love. If the idea of flipping burgers at a fast food restaurant is unappealing, then you probably shouldn’t commit your entire summer to such a job. Find work that you really love. Call local employers or pound the pavement to complete applications. Ask family members, teachers, mentors and friends for possible job leads.

2. Get paid to play. Imagine getting paid to play sports, go to the beach or see a new movie. It can happen if you work as a youth program staff member. Many community centers, youth, civic and religious organizations increase programming during the summer to provide safe, fun environments for out-of-school kids. They usually offer sports, arts and crafts, theater productions and field trips to pools, beaches and amusement parks.

3. Make work fun. Your summer employment can be enjoyable. A job at a beach, theater or theme park can make your job fun. If time allows, bike or walk to work at least one way. Make lunch breaks more enjoyable by eating in area parks, taking half-hour walks or surfing the Internet on break.

4. Eat smart. Packing microwavable meals, sandwiches and other quick items is a more affordable option than buying similar fare at a deli. If your employer provides free or discounted lunch, grab a quick meal there.

5. Get fit for less. If you’re a fitness buff, maximize your lunch breaks by walking or jogging for 30 minutes. If you need more strenuous workouts, head to a gym on your break.

6. Buy now, save later. Consider buying a seasonal pass at your favorite theme park or other hangout that you regularly visit. While the price tag may appear hefty now, it can save you a lot over the regular per-visit admission price.

7. Be friendly. Know a lot of people? Cash in on group sales by inviting enough friends to meet the minimum requirement. Deep discounts often apply to groups purchasing 10 or more tickets for an event.

8. Go solo. Most of us spend more money when in a crowd than when alone. Consider some solo trips to your favorite places or new attractions. A cheap date with yourself can be as much fun as a pricey one with friends.

9. Save with sales. Cash in on summertime sales. Summer is the best time to rack up great savings on clothes and school supplies.

10. Focus on the future. Since you must work this summer, remember to stick to your financial goals. Have fun, but don’t overspend. Put money aside for planned purchases, then shop wisely.

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